{"id":6756,"date":"2016-04-15T18:04:51","date_gmt":"2016-04-15T18:04:51","guid":{"rendered":"\/?p=6756"},"modified":"2018-12-28T20:25:25","modified_gmt":"2018-12-28T20:25:25","slug":"cons-to-getting-department-store-credit-cards-part-2","status":"publish","type":"post","link":"https:\/\/findyourcoveragepolicy.com\/finance\/credit-cards\/cons-to-getting-department-store-credit-cards-part-2\/","title":{"rendered":"Cons to Getting Department Store Credit Cards: Part 2"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you\u2019ve been thinking about getting a department store card, be careful. Although there are advantages to having them, there are disadvantages as well. In <a href=\"\/credit-cards\/cons-to-getting-department-store-credit-cards-part-1\/\">part one<\/a>, we covered the high interest rates and limited use of store cards. Now, we\u2019re going to cover a couple of more disadvantages that you should be aware of.<\/span><\/p>\n<p><b>Buyer\u2019s Impulse<\/b><span style=\"font-weight: 400;\">: Many card holders tend to buy more impulsively when they have a card. Stores want you to spend more and with a card in hand, you may be more likely to do so.<\/span><\/p>\n<p><b>Better Deals Some Place Else:<\/b><span style=\"font-weight: 400;\"> This isn\u2019t really a con, but more so a word of advice. Don\u2019t get a card just because they\u2019re offering you 10% or 20% off a purchase for a day. There are some stores offering much better incentives. You just have to keep looking around.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Now that you know the cons to having a department store card, you can make a much more informed decision before signing your name on the dotted line.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve been thinking about getting a department store card, be careful. Although there are advantages to having them, there are disadvantages as well. In part one, we covered the high interest rates and limited use of store cards. Now, we\u2019re going to cover a couple of more disadvantages that you should be aware of. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7089,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/posts\/6756"}],"collection":[{"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/comments?post=6756"}],"version-history":[{"count":0,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/posts\/6756\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/media\/7089"}],"wp:attachment":[{"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/media?parent=6756"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/categories?post=6756"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/tags?post=6756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}