{"id":6813,"date":"2016-05-31T14:48:53","date_gmt":"2016-05-31T14:48:53","guid":{"rendered":"\/?p=6813"},"modified":"2018-12-28T20:29:52","modified_gmt":"2018-12-28T20:29:52","slug":"before-taking-out-a-payday-loan-look-at-these-3-options","status":"publish","type":"post","link":"https:\/\/findyourcoveragepolicy.com\/finance\/loans\/before-taking-out-a-payday-loan-look-at-these-3-options\/","title":{"rendered":"Before Taking Out A Payday Loan, Look At These 3 Options"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you had to choose between the two lesser evils: payday loans or installment loans, installment loans may be a better option. But when you need to borrow money, you will find the best deals on interest rates and fees elsewhere. Here are three better options to try.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Your local bank:<\/strong> Banks will charge a much more fair interest rate and keep the fees reasonable.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Credit card:<\/strong> A credit card is often a better option than using one of the installment type loans. Just like with local banks, your interest rates are much more reasonable. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Salary advance loan:<\/strong> Some local banks may offer this option. Ask your bank for more details.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These options may be tough if you have poor credit, but they are better than companies that offer installment loans and payday loans. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you had to choose between the two lesser evils: payday loans or installment loans, installment loans may be a better option. But when you need to borrow money, you will find the best deals on interest rates and fees elsewhere. Here are three better options to try. Your local bank: Banks will charge a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7065,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"_links":{"self":[{"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/posts\/6813"}],"collection":[{"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/comments?post=6813"}],"version-history":[{"count":0,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/posts\/6813\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/media\/7065"}],"wp:attachment":[{"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/media?parent=6813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/categories?post=6813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/findyourcoveragepolicy.com\/wp-json\/wp\/v2\/tags?post=6813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}